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DISABILITY INSURANCE

LONG TERM CARE INSURANCE

Eligibility & Costs

Eligible Participants

Adults age 18 years and older (Maximum Issue Age: 84)

Underwriting Requirement

Medical underwriting is required for all participants. Medical records will be obtained and if a client has not been to see a doctor in the past 18 months, an exam would also be required.

Cost Quotation

** Met Life is offering a 5% discount
to APsaA members. **

Coverage cost is determined by the coverage chosen, age, health and options selected. The cost of your coverage will be quoted by Frenkel Benefits. Please call Michael Tynan at 212-488-0378 to discuss your coverage options.

Because the MetLife plan requires medical underwriting, the application and approval process is more extensive than with the other coverages included in the APsaA Insurance Benefits Program.

Not to worry. Expert insurance advisors at Frenkel Benefits, LLC (our broker) will explain your options, give you a preliminary estimate of premiums, guide you through the application process and even follow up with MetLife once the application has been submitted.

If you qualify medically, approval should take between 4-8 weeks. (Frenkel Benefits will keep you apprised regularly.)

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Benefits & Coverage

Eligibility & Costs

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